How to Throw a Wedding Without Breaking the Bank

I have four daughters and very little, make that no money. When two of them decided to get married exactly three months apart, in 2001, we had to be creative to send them on their way with memorable celebrations without breaking the bank. This wasn’t the first time we were involved in this. Our own wedding was a budget affair with over 300 guests. Plus we had assisted several others with their weddings and receptions through the years. I thought it would be useful to create a handbook of how to throw a great wedding on next to nothing, with options for enhancements without being fiscally irresponsible. These low budget weddings have always been our favorites, much more enjoyable than those $50 to $100 per plate, professionally produced affairs.

In recent years, even when the number of weddings was going down the wedding industry kept growing. The average cost of weddings kept increasing to more than offset any decline in numbers. According to costofwedding.com: “On average, US couples spend between $14,366 – $43,098 for their wedding, while their budget is typically 50% less. This does not include cost for a honeymoon or engagement ring.” This means that most people spend twice what they budget for their weddings. It is very easy to overspend. The pressure to be extravagant can seem overwhelming.

It seems the entertainment industry works hand in glove with the wedding industry to program our daughters to expect huge productions on their wedding day. From Disney’s Cinderella to Steve Martin’s Father of the Bride, weddings are over-the-top productions. Celebrity weddings are so popular that some famous couples have turned them into actual productions to which they sell exclusive video and photography rights. The biggest celebrity wedding of them all, Prince Charles and Lady Di, is now on DVD and you can rent it at video stores. The wedding was absolutely amazing. I remember watching it live. Too bad the marriage didn’t work out so well.

There are social pressures that bust the budget. There’s the age old problem of keeping up with the Joneses or even trying to go one up on them. One doesn’t want to appear cheap, especially when it may be perceived as an expression of the value of your love. There are customs and traditions that no one understands anymore, but must be kept to be proper. Why are wedding invitations double enveloped and have that starched tissue liner sheet? There’s the guest list that gets out of hand because it is more about business networking than it is about loving families and community. Some people expect that they will buy a gift for the couple and expect to have dinner, dancing, wine and maybe an open bar that will validate or maybe even exceed the value of their gift. These people don’t say this in so many words, but we all know some of them and they will be heard from one way or another if expectations are not met.

If we don’t have a complete list of what we need before we start spending, we won’t plan on it in the budget. There are always some things that we do not anticipate. This handbook will try to help you anticipate more. An easy way to bust the budget is by not systematically keeping track of what you are spending on what when you are ordering and paying for it. It is easy to lose track and get off track. Logistical problems come into play, especially if the groom and/or the bride does not live close to where the wedding is taking place; or any of the attendants, for that matter.

During the course of this series of articles, we will address these issues and many more. Eventually they will all be stitched together into a cohesive handbook to guide you through the joy of a wedding that will hopefully begin a wonderful marriage in which the bride and groom live happily ever after, without incurring debt.